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126 N Indies Drive, Duck Key, FL 33050

$1,875,000
  • 126 N Indies Drive, Duck Key, FL 33050 Main Photo

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New to the Market Active
BEDS4 BATHS4 full SQUARE FEET2,544 MLS#620609
STATUSActive PROPERTY TYPEResidential - Multiple SUBDIVISIONToms Harbor (610)

Property Description

Rare canal-front duplex on Duck Key's prestigious Indies Canal with 70 feet of new composite dockage, sweeping canal views, and deep-water access to both the Gulf and Atlantic. New roof, new AC, and precast concrete construction throughout -- this is a solid, storm-ready build with significant insurance advantages over at-grade alternatives and no deferred maintenance surprises.Two self-contained side-by-side units, each 2BD/2BA with in-unit washer/dryer, private canal-view balcony, open floor plan, and under-house storage. Unit 1 is fully renovated -- granite counters, stainless appliances, new Kitchenaide soft close cabinetry, updated baths, tile floors throughout. Unit 2 features upgraded tile floors and a bright open canvas with kitchen and baths ready for your finish.The options here are unusually flexible: rent both units for strong 28-day vacation rental income, live in one and let the other pay your carry, or convert the entire structure to a single-family waterfront compound -- there's even room for a pool. That kind of optionality, in a precast concrete above-flood building with a new roof and new dock, simply does not exist elsewhere on Duck Key.Monroe County 28-day minimum rental applies. Sold as a complete duplex; cannot be split. No required HOA.

126 N Indies Drive | MLS# 620609

This home located at 126 N Indies Drive, Duck Key, FL 33050 is currently listed for sale with an asking price of $1,875,000. This property was built in 1981 and has 4 bedrooms and 4 full baths with 2544 sq. ft. N Indies Drive is located in the Toms Harbor (610) subdivision. Search Toms Harbor (610) real estate on shannoncable.adamscameron.com today.

Property Features

Property Type: Residential - Multiple
Cooling: Central Air, Ceiling Fans(s)
Heating: Central
Lot Size: 0.18 Acres
Taxes: $13,246
Year Built: 1981

Feature Descriptions

Appliances: More Appliances, Stainless Steel Appliance(s), Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer, Washer
Building Above Flood: Yes
Building Stilt Column Height: Medium - 5Ft - 9Ft
Days on Site: 1
Dock: Composite
Dock Length: 70
Exterior: CBS, Concrete
Flood Zone: AE, AE
Furnished: Negotiable
HOA (1st Right of Refusal) Y/N: No
HOA (Mandatory) Y/N: No
HOA (Voluntary) Y/N: Yes
HOA Fee: 350.00/Yearly
Key/Island: Duck Key
Listing Board: Marathon/Lower Keys
Lot Dimensions: 0.18Acre(s)
Parcel #: 00379400-000000
Parking: Carport
Parking Space(s): 4+
Pets: Pets Allowed
Porch/Balcony: Deck, Screened Patio
Sewer Hookup: Yes
Tax exemptions: None
Utilities: Cable Available
Waterfront: Canal Front
Waterview: Canal View
Zoning: ISM - Improved Sub Masonry

Listed By / Shown By

Listed By

Agency Name: Florida Keys Real Estate Group
Agency Phone: (305) 783-3395

Shown By

Agent Name: Shannon Cable
Agent Phone: (252) 717-0174
Agency Title: Adams Cameron & Co. REALTORS

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Estimated Payment

$ 11,630.25 per month $9,979.54 Principal & Interest $1,103.83 Property Tax $546.88 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/14/2026. The listing information on this page last changed on 07/14/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 07/14/2026 12:03:05 AM EST) or Miami MLS (last updated Mon 07/13/2026 11:59:01 PM EST) or Stellar MLS (last updated Mon 07/13/2026 11:59:05 PM EST) or Daytona MLS (last updated Mon 07/13/2026 11:36:43 PM EST) or Tallahassee MLS (last updated Mon 07/13/2026 10:47:57 PM EST) or Northeast Florida MLS (last updated Mon 07/13/2026 11:58:55 PM EST) or My State MLS (last updated Mon 07/13/2026 11:30:09 PM EST) or Florida Keys MLS (last updated Mon 07/13/2026 8:30:43 PM EST). Real estate listings held by brokerage firms other than Adams Cameron & Co. REALTORS may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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